No Recovery-No Fee, we only get paid if you get paid.
Trusted Licensed Florida Public Adjuster
It’s important to know that Florida insurance companies are real businesses, with real profits to protect. Insurance companies hire trained adjusters to represent their interests. Our job is to get you back to your pre-loss condition. You need an experienced and licensed Florida public adjuster in your corner you can trust. You need GoPro Claims LLC on your side representing you and your family.
GoPro Claims LLC are dedicated to helping policyholders navigate the complexities of the insurance claims process. As licensed public adjusters, we act as your advocate, ensuring you receive the maximum compensation for your property damage claims. Whether it’s damage caused by storms, fire, water, or other disasters, our experienced team works diligently to evaluate your loss, negotiate with insurance companies, and expedite the claims process.
Team lead Public Adjuster Albert Roman has been working for and representing most major insurance companies as a General Adjuster specializing in Catastrophe claims, and in the appraisal/Umpire process for 17+ years. Now Mr. Roman is taking his extensive knowledge to help homeowners maximize their settlement.
Understanding the Appraisal Process
Typically, insurance companies include an appraisal or arbitration clause in every policy. The clause stipulates that in the event that the property owner and the insurance company cannot agree on the value of the loss, either party may demand an appraisal and, in some occasions, that both parties must agree to enter into an appraisal.
Each party selects an appraiser and the two appraisers — one from the policyholder and one from the insurance company — work together to agree on the value of the damaged property. A mutually agreed-upon or court-appointed umpire will handle any disputes between the appraisers, and any agreement signed by two of the three parties will set the value of the loss. Arbitration is similar except that instead there is a panel of arbitrators that form the position of the umpire in appraisals and the lawyers or advocates for the parties present to the sometimes one person sometimes three panel of arbitrators.
Hiring an Experienced Appraiser
Hiring an experienced appraiser can keep the process moving along smoothly so you can get back to your life as quickly as possible or you can get a claim that was not getting done completed. The process begins when you first hire an appraiser, which is best done as soon as possible after the parties have reached an impasse. At this point, you must submit a letter to the opposing party to notify them of your intent to appraise the “value of the loss” so that they, too, can hire an appraiser within time periods delineated in the policy. Both appraisers will appraise the loss.
Insurance Claims Umpire
In the process of appraising the value of loss for damaged property, having a thorough and fair appraisal report from each party is usually enough to come to an agreement. Both parties sign off, the insurance company cuts a check, and work can begin restoring the property.
However, occasionally the reports from the homeowner and the insurance company’s appraisers can have one or more major discrepancies. If an impasse is reached, many policies and state regulations allow for a third-party, independent umpire appraiser to be brought in to make an objective judgment.
